Helping People Accumulate, Preserve,
and Transfer Wealth

 

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Trust services teamExpert Advice, Personal Attention

Ensure that the assets you’ve worked so hard to accumulate are managed and passed along smoothly to the people and causes you care deeply about. Our onsite, full-time trust services staff will work with you to create a plan that fits your wishes.

Trust Services include:

  • Estate Planning analyzes the most efficient way to transfer wealth to future generations
  • Managed Agency Account provides both management and administrative services
  • Bill Paying services and managing your assets
  • Revocable Trusts are used during your life time and may reduce probate and other final expenses
  • Testamentary Trust provides professional management for heirs after death
  • Executor of an Estate to help carry out the terms of the will

 

Trust for business. Because you’re passing on more than your business.

When you put your heart and energy into your business, you want to be sure your legacy continues on once you’re ready to retire. We help maximize our client’s financial performance and have the forethought to help design a succession plan that’s right for the entire family. It’s never too early to start planning for what’s to come. Our relationship-based approach allows us to understand our client’s dreams, so we can share customized insights and strategies which help to plan the future.

Our Commitment to You

From the big picture to the tiny details, Decorah Bank’s Trust Team will work with your attorney or accountant to ensure that your specific needs are met and that every facet of your account is taken care of. Whether you prefer to monitor your financial activity
in-person, by mail, or online, our trust services options provide the flexibility and security you want.

Download the Trust Services Brochure [ pdf | 1,012 KB ]

 

 

Learn more about our representatives:


Erick Kephart

Erick Kephart

  EKephart(at)DecorahBank.com

We all want to leave a legacy. With over a decade of experience in Trust and financial services, Erick believes that proactive planning is key to creating your legacy and saving your family time, energy, and money. Erick’s passion is helping individuals identify their goals and utilizing the available tools to achieve them.

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Experience & Education

• Loras College, B.A. in Business Management – 2005
• Life and Health Insurance Licenses in IA

Professional Associations

• Iowa Trust Association

Community & Family

• Riverview Center of Northeast Iowa Board of Directors: 2017 – Present, Board Chair: 2019 – 2020, Board Vice-Chair: 2018 – 2019, Operations and  Administration Committee: 2018 – Present, Finance Committee: 2017 – Present
• Decorah Area Chamber of Commerce
• Married to Chelsey Kephart, 3 children – Adilynn, Fitzgerald, & Truman
• Enjoys golfing, spending time outside with family, watching Cubs baseball, as well as any Hawkeye sporting event


Roger Huinker

Roger Huinker

  RHuinker(at)DecorahBank.com

Roger makes it his priority to work closely with his clients to identify needs, develop a recommendation that's appropriate, and to integrate it into a financial plan that protects his clients and their families.

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Download and/or print Roger’s bio.

Experience & Education

• Certified Senior Advisor (CSA)
• American Bankers Association, National Graduate Trust School – 2003
• American Bankers Association, Graduate School of Banking – 1995
• Northeast Iowa Community College, AA – 1972
• Life, Health, and Annuity Licenses in IA, IL, MN

Professional Associations

• Iowa Trust Association
• Society for Senior Advisors

Community & Family

• Winneshiek Medical Center, Trustee
• Winneshiek County Community Foundation, 1998 – 2014
• Decorah Area Chamber of Commerce
• Rotary International Club
• Married to Pat Huinker, three grown children, eight grandchildren


Jason Soland

Jason Soland

  JSoland(at)DecorahBank.com

As a dedicated and experienced financial planner since 2007, Jason will work as a trust advisor with you to create and accommodate the simplest of strategies to the most complex. Jason offers best practices and solutions that will guide you with clear focus on your objectives.

Read More 

Download and/or print Jason’s bio.

Experience & Education

• CERTIFIED FINANCIAL PLANNER™ Professional – 2015
• LUTCF – Life Underwriting Training Council Fellow – 2013
• APMA® – Accredited Portfolio Management AdvisorSM – 2017
• Cannon School for Trusts & Estates
• Luther College, BA in Accounting – 2000

Professional Associations

• National Association of Insurance & Financial Advisors Board member, 2008 – 2018. President, 2010 – 2018.
• Financial Planning Association, 2015 – Present
• Iowa Trust Association

Community & Family

• Nordic Fest Board of Directors, 2010 – 2014. Sports Committee, 2010 – Present.
• Chamber Golf Outing Committee, 2010 – Present
• Decorah Area Chamber of Commerce
• Rotary Club
• Married to Jennifer Soland, two daughters, Quinn & Charlie


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