Decorah (563) 382-9661 Cresco (563) 547-2244
Personal service for the life of your loan
When you’re ready to make the biggest financial decision of your life, you want to do so knowing you have the backing of a bank you can trust so that you don’t experience a daunting, unknowing cloud of confusion that so many people experience when dealing with big corporations or generic online resources where they were only recognized by their account number and not their personal situation.
If you are planning to buy, build, improve, or refinance, you’ll feel good knowing that we go out of our way to make your home buying experience go as smoothly and comfortably as possible; that’s why we’ve gained the reputation of being the lead home mortgage go-to resource.
Are you, your family or a friend moving out of the area? Opt for none of the stress and all of the ease.
As much as we hate to see you move away…
How important is it to you to benefit from having your home financed with mortgage bankers that are from your hometown and are experienced in out-of-area mortgages so that you don’t have to take a chance in finding a trustworthy mortgage resource for your new home? We’re here for you, your family, and your friends no matter where life takes you. Connect with us at 563.382.0091, 563.547.2244 or apply at our online mortgage center. We guarantee we will get you an answer on your mortgage application within four business hours of being supplied with all of your information or we will make it right with you in short order. So, go ahead, dream big, we’ve got your back.
Have confidence knowing you’re banking with the leading lender in the area.
Unlike many other mortgage lenders, we process and service your home loan in-house, making it easy for you to get help when you need it. You won’t have to deal with out-of-state call centers or loan reps who don’t know you or your unique situation. With the help of our on-site team, there are always knowledgeable employee-owners available to help you with your questions so that you don’t have to worry about your home buying process being slowed down.
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To reach our home mortgage team contact 563.382.0091 or 563.547.2244. Before and after-hour appointments are available.
Customers Rave: "Helpful, friendly, welcoming; gave us a great loan for home improvement which other Water Street bank would only approve lesser amount." Sandhya C.
Customers Rave:
"Helpful, friendly, welcoming; gave us a great loan for home improvement which other Water Street bank would only approve lesser amount."
Sandhya C.
Customers Rave: "They provided after hours service on a Friday! Exceptional support and explanations of each step!" Samuel B. & Dean G.
"They provided after hours service on a Friday! Exceptional support and explanations of each step!"
Samuel B. & Dean G.
Customers Rave: "Everyone is amazing! The greatest Bank we have ever been affiliated with!"
"Everyone is amazing! The greatest Bank we have ever been affiliated with!"
Customers Rave: "I'm not sure there is anything that could be changed to make it easier. I did almost the whole process (Mortgage) never having come into the office. If there is an easier way, I don't know it.
"I'm not sure there is anything that could be changed to make it easier. I did almost the whole process (Mortgage) never having come into the office. If there is an easier way, I don't know it.
Customers Rave: Your customer service is excellent. I have never refinanced so quickly and easily. Thank you for your help!
Your customer service is excellent. I have never refinanced so quickly and easily. Thank you for your help!
Customers Rave: With COVID-19 the handling of our mortgage was AWESOME. We were very happy with your service.
With COVID-19 the handling of our mortgage was AWESOME. We were very happy with your service.
Customers Rave: Becky Mitchell is the best! Always a pleasure doing business with Decorah Bank & Trust. Tony Clarke
Becky Mitchell is the best! Always a pleasure doing business with Decorah Bank & Trust.
Tony Clarke
Customers Rave: The advertised market interest rate is all that prompted me to make contact with Decorah Bank for my home refinance. I knew nothing about the bank. But .... from the moment I made the call, I was impressed: very personable and friendly people, including the mortgage department manager (and everyone else I had contact with!); always a personal touch; with every question I asked, I had confidence I was getting straight, unvarnished, truthful answers. Despite financing a home in a suburb of the Twin Cities, I was treated with home town warmth and care by the folks at Decorah. I'm a professional person, and have high expectations of those with whom I do business. The mortgage team at Decorah has achieved absolute excellence with what they do and how they treat people, and I can't say enough great things about them. Todd Rapp
The advertised market interest rate is all that prompted me to make contact with Decorah Bank for my home refinance. I knew nothing about the bank. But .... from the moment I made the call, I was impressed: very personable and friendly people, including the mortgage department manager (and everyone else I had contact with!); always a personal touch; with every question I asked, I had confidence I was getting straight, unvarnished, truthful answers. Despite financing a home in a suburb of the Twin Cities, I was treated with home town warmth and care by the folks at Decorah. I'm a professional person, and have high expectations of those with whom I do business. The mortgage team at Decorah has achieved absolute excellence with what they do and how they treat people, and I can't say enough great things about them.
Todd Rapp
Customers Rave: You kept in contact to let us know where the process was on our mortgage loan. Made it easy and comfortable to sign our papers even at the time of COVID.
You kept in contact to let us know where the process was on our mortgage loan. Made it easy and comfortable to sign our papers even at the time of COVID.
Customers Rave: "EVERYTHING that I requested with respect to account set-up and funds transfer to checking was done flawlessly and timely. You (Mike Huinker) and your team continue to impress me. Maria and I are thrilled to be customers and look forward to a long and fruitful relationship.” Jack & Maria C.
"EVERYTHING that I requested with respect to account set-up and funds transfer to checking was done flawlessly and timely. You (Mike Huinker) and your team continue to impress me. Maria and I are thrilled to be customers and look forward to a long and fruitful relationship.”
Jack & Maria C.
Decorah, IA 202 E. Water Street (563) 382-9661
Cresco, IA 126 Second Avenue, SE (563) 547-2244