Decorah (563) 382-9661 Cresco (563) 547-2244
Guidelines for Images/Photos
Photo submissions may be made to us at decorahbank.com.
Here are guidelines to consider when submitting your original photographic images (“Images”) to us:
The images we select for publication and use are at our sole discretion. Decorah Bank & Trust will not knowingly use or publish the following:
Decorah Bank & Trust may remove Images from our websites and archives or otherwise cease use of Images in our sole discretion. You should therefore maintain your own copy of your Images.
You must verify that you are 18 years old or older, or else we must receive your parent or guardian’s consent to participate in this program.
Terms Governing Your Submission of Images
You may use www.decorahbank.com (the “Website”) to submit Images to Decorah Bank & Trust (“we”, “us”, “the bank”). By accessing this website or by submitting to us your Images, you agree to the following terms:
To submit Images via this Website, you’re required to complete the information we require for submission (“User Information”).
License to Us
This license includes the right for the Bank to make the Image available for download and
non-commercial use to the public. When using or publishing the Image, the Bank may insert its name, brand, logo, advertisement or other message or artwork onto the Image.
You grant us, without any compensation of any kind, the exclusive right and license to use, copy, distribute, display, publish, perform, sell, sublicense, modify, edit, adapt, translate, transmit, create derivative works from, and otherwise exploit all Images and all User Information associated therewith in any form, medium or technology that we elect, whether now or in the future. Without limiting the foregoing, you agree that, without further approval from you, we may exercise the rights you grant us herein for any and all purposes we deem appropriate, including, without limitation, for the promotion, marketing and publicizing of our services and products. We may, for example, use and publish the images on our Website or third party websites, in our print, broadcast and digital advertisements, in our marketing materials, and in connection with our promotional events. The right and license you grant us is perpetual, irrevocable, exclusive, royalty-free, unrestricted, worldwide, and transferable without your further consent. You understand and agree that we have the option, but not the obligation, to use the Images you submit to us, and that if we exercise our license rights, we may also use your User Information in conjunction with such Images.
Your Submission of Images and User Information
By submitting Images or User Information to us, you further agree that:
Your Submission of Your Email Address
Copyright Infringement Policy
We respect the copyrighted property of others. If you believe that any Images on the Website infringe your rights, please contact us immediately to report the possible infringement. When contacting us about possible infringement, the notice of claimed infringement must include:
You may contact us by mail, telephone or email using the following contact information:
Decorah Bank & Trust Co.
Attention: Katrina Allen-Brickley, Marketing Manager
202 East Water Street
Decorah, IA 52101
If you contact us by telephone to notify us of a potential infringing photograph, we may require you to submit your notice in writing according to the terms described above.
We respond expeditiously to all claims of copyright infringement. If the bank becomes aware that a person who has submitted Images to the Driftless Area Photo Submission is a repeat copyright infringer, it is the bank’s policy to take reasonable steps to terminate that person’s access to the Driftless Area Photo Submission.
Ownership of Copyright
The Website contains material that is owned by or licensed to us. You may not copy, reproduce, download, upload, post, distribute, republish, retransmit, perform or modify in any way any of the material on this Website, including, without limitation, any images or written material without our prior written permission. All rights and licenses not expressly granted to you in these terms are reserved to us.
Exclusion of Liability
YOUR USE OF THIS WEBSITE IS “AS IS.” WE MAKE NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, ABOUT THIS WEBSITE OR THE MATERIAL OR CONTENT CONTAINED OR REFERRED TO ON IT. WE ARE NOT LIABLE TO YOU OR ANY THIRD PARTY IN ANY WAY FOR YOUR USE OF THIS WEBSITE OR THE MATERIAL CONTAINED OR REFERRED TO ON IT. we cannot and do not warrant that all data transfers via this Service will be free from monitoring or access by others. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE OR THE MATERIAL CONTAINED OR REFERRED TO ON IT ARE ERROR-FREE, OR THAT ERRORS WILL BE CORRECTED, OR THAT THE WEBSITE OR THE SERVER FROM WHICH IT IS RUN IS FREE OF VIRUSES, MALWARE OR OTHER POTENTIALLY HARMFUL CODE. UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL WE OR ANY OF OUR AFFILIATED COMPANIES OR AFFILIATED INDIVIDUALS, OR OUR LICENSEES OR THEIR AFFILIATED PERSONS, BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR EXPENSES OF ANY KIND (INCLUDING WITHOUT LIMITATION LOST PROFITS OR attorneys fees, EVEN IF ADVISED OF THE POSSIBILITY THEREOF, DAMAGES ARISING FROM LOST DATA, COMPUTER VIRUSES, DELETION OF FILES, BUSINESS INTERRUPTION OR PERSONAL INJURY OR HEALTH PROBLEMS) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF OUR WEBSITE OR THE MATERIAL OR CONTENT CONTAINED OR REFERRED TO ON IT, OR FOR ANY INFORMATION OBTAINED THROUGH OUR WEBSITE OR US, WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFED WITH ANY MATERIAL OR CONTENT ON THIS WEBSITE, OR WITHIN ANY OF THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEBSITE. WE RESERVE THE RIGHT TO CHANGE OR DISCONTINUE AT ANY TIME ANY ASPECT OR FEATURE OF THIS WEBSITE. THE FOREGOING SHALL CONSTITUTE Decorah Bank AND ITS SERVICE PROVIDER’S ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY. The above limitation may not apply to you because some jurisdictions do not permit the exclusion or limitation of liability for consequential or incidental damages.
You agree to defend, indemnify and hold us harmless from any and all claims, suits, allegations, liabilities, damages, penalties, fines, costs and expenses, including reasonable attorneys’ fees, related to or arising out of any actual or alleged violation of these terms. We will provide notice to you of any such claim, suit or proceeding at the email address that you submit to us with your Images and shall reasonably cooperate with you, at your expense, in your defense of any such claim, suit or proceeding.
We may terminate or limit your right to access and use the Website at any time without notice. However, such termination shall only apply to your right to access and use the Website and shall not in any other way terminate or limit any other provision of these terms, all of which shall survive such termination of your right to access and use the Website.
These terms shall be governed by the laws of the State of Iowa without giving effect to its conflicts of law principles, and venue shall be in the state or federal courts located in Winneshiek County, Iowa.
These terms were last updated on or about December 2, 2015.