Your Mortgage in Simple Terms
When you’re ready to make the biggest financial decision of your life, you want to do so knowing you have the backing of a bank you can trust.
If you are planning to buy, build, remodel, or refinance, you’ll feel good knowing that we go out of our way to make your process as smooth and comfortable as possible.
At Decorah Bank & Trust, our mortgage customers receive:
- Free pre-qualification. This helps you determine how much real estate you can afford.
- Free rate quotes
- Free homebuyer educational resources
- Knowledgeable professionals to answer your questions
- Quick approval time- Decisions are made right here, by people who know you. Not at a far-away headquarters.
- Onsite processing and servicing
- 24/7 access to the Online Decorah Bank Mortgage Center
- Competitive rates and terms
- Home Equity Lines of Credit. Ideal for remodeling, building projects, or large monetary purchases. Learn more here.
- Access to our first time homebuyer programs
- Available escrow tax and insurance packaging services
Unlike many other mortgage lenders, we process and service our home loans in house, making it easy to get help when you need it. You won’t have to deal with out-of-state call centers or loan reps who don’t know you or your unique situation. With Decorah Bank & Trust, you can be confident knowing you’re banking with the #1 mortgage provider in Winneshiek County.
Download NMLS Notice (PDF, 14KB)
- View today’s featured rates
- Have an ideal rate in mind? Let Rate Watch email you when it comes available.
- How much home can you afford? Calculators for you.
- Got questions about mortgages? You’ve come to the right place!