Mobile Banking

The freedom to bank when and where you need it

Your life can get busy quickly. We understand and will do what it takes to help out. With our enhanced mobile applications, you have the power to bank when it suits you best.

Forgetful with leaving your phone around? No worries – with our built in safety time out feature, your phone will automatically log you out of the app to keep your information safe.

Forgetful with leaving your phone around? No worries – with our built in safety time out feature, your phone will automatically log you out of the app to keep your information safe.

Smartphone Apps

Our phone apps, available for Apple and Android, give you the ultimate freedom to bank on your terms. A simple log in will give you access to account balances, transaction history, and account transfer capabilities. You can pay your bills, or find an ATM near you.

Take a “checkie” with Mobile Check Deposit. Use your smartphone’s camera to photograph a check, and have it deposited in your account the same day!*

Tablet Apps

Designed for the big screen. Our dedicated iPad app offers the same great features as the smartphone apps. Downloading from the app store is a breeze, and you can be banking from the comfort of your favorite easy chair in a matter of minutes.

Android tablet users can download the smartphone app on to any android powered tablet, so you can enjoy mobile banking on your favorite device.

What’s New?

Our Pre-View option (available for smartphone apps) lets you check your account balances without going through the log in process. Simply log in to your app and go to settings. Once you turn Pre-View on, you can select the Pre-View button from the log in screen, and view all your current account balances. Please note – no account transactional activity will be viewable through the Pre-View screen. It will only display balances.


Additional Mobile Options – Text Banking

You can access our Internet Banking platform from any mobile device by simply using the browser. Our website and Internet Banking pages are built to support mobile browsing.

No smartphone? No problem. With text banking, you can use any basic phone to receive balance information on the go.

How to go mobile with Decorah Bank (DBT & CBT): mobile banking logo

  1. Download the Decorah Bank app (DBT & CBT) from the Google Play StoreGoogle Play app or Apple App Store Download_on_the_App_Store_Badge_US-UK_135x40_0824
  2. Type in your username and password for Internet Banking (don’t have Internet Banking? Click here to get started!)
  3. Answer your super-secret security question from Internet Banking.
  4. Enter in your phone number to register your device
  5. Start banking!

*Mobile check deposits submitted before 5:00 PM Monday – Friday will be processed on the same day and available next day. Any deposits made after 5:00 PM will be processed on the next business day. Mobile check deposits made on the weekend or a bank holiday will be processed on the next business day.

Q. I already have a DBT & CBT Mobile Banking App, how do I know if it’s current?

A. Many smartphones will update automatically. To check for updates, go to Google Play/My Apps or the Apple App Store/Updates, and check the DBT & CBT app for updates. If you are still unsure, stop by your local service provider’s store, or the bank for assistance.

Q. Is it secure?

A. Yes, the mobile banking service utilizes best practices from online banking, such as HTTPS, 128- bit SSL encryption, PIN, or password access and application time-out when your phone is not in use. Only the phones that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your phone. In the event your phone is lost or stolen, the service can be immediately disabled by either going online to the mobile banking enrollment website or calling us at 800.357.1946 (press 0) or 563.387.5230.

Q. Do I need to re-enroll into mobile banking after I purchase a new phone?

A. Yes. You must re-enroll into mobile banking after you purchase a new phone. Simply download the app and enter your Internet Banking user ID and password, and follow the in app instructions.

Q. Are there daily limits for Mobile Check Deposit?

A. Yes, there are daily dollar limits. Please contact the bank with any questions on your limit.

Q. Is there a specific way to endorse checks deposited through Mobile Check Deposit?

A. Yes. All checks should be endorsed with your signature, the last four digits of your account number, and the phrase “Mobile Deposit Only”.

Click here for a full list of mobile FAQ’s

Depending on your mobile device service plan, you may incur charges for text or data usage from your mobile carrier.