Mobile Banking

The Freedom To Bank When And Where You Need It

Your life can get busy quickly. We understand and will do what it takes to help out. With our enhanced mobile applications, you have the power to bank when it suits you best.

Smartphone Apps

Our phone apps, available for Apple and Android , give you the ultimate freedom to bank on your terms. A simple log in will give you access to account balances, account transfer, and transaction history. Take advantage of all the mobile app features, including:

  • Make mobile deposits – use your smartphone’s camera to photograph a check, and have it deposited in your account the same day!*
  • Check your balances
  • Transfer Funds
  • Pay bills
  • Find ATM Locations and contact us

What’s New

Our updated app has a modern look to it, as well as easy navigation to access any banking function quickly. Included in the last update is the ability to send and receive secure messages from within the app. Contact us securely with any account questions, and one of our helpful employee owners will assist you with any need.

Log In screenshot of mobile app
Mobile App screenshot of options
Mobile App screenshot of accounts


Tablet Apps

Designed for the big screen, our dedicated iPad app app offers the same great features as the smartphone apps. Downloading from the app store is a breeze, and you can be banking from the comfort of your favorite easy chair in a matter of minutes.

Android tablet users can download the smartphone app on to any android powered tablet, so you can enjoy mobile banking on your favorite device.

How to go mobile with Decorah Bank & Cresco Bank (DBT & CBT):

  1. Download the Decorah/Cresco Bank app (DBT & CBT) from the Google Play StoreGoogle Play app or Apple App Store Download_on_the_App_Store_Badge_US-UK_135x40_0824
  2. Type in your username and password for Online Banking (don’t have Online Banking? Click here to get started!)
  3. Answer your super-secret security question from Online Banking.
  4. Enter in your phone number to register your device
  5. Start banking!
Text Banking App with Decorah Cresco Bank
*Mobile check deposits submitted before 5:00 PM Monday – Friday will be processed on the same day and available next day. Any deposits made after 5:00 PM will be processed on the next business day. Mobile check deposits made on the weekend or a bank holiday will be processed on the next business day.

Text Banking

No smartphone? No problem. With text banking, you can use any basic phone to receive balance information on the go.

You can access our Online Banking platform from any mobile device by simply using the browser. Our website and Online Banking pages are built to support mobile browsing.


Offering the only area dedicated eBanking Specialist to support all of your digital banking needs. From mobile phones to laptops, we are confident we can resolve most digital banking issues in a timely fashion. Common questions we receive pertain to eStatements not showing up correctly or someone not certain how to install the mobile app. It usually just takes a brief phone call to get you on your way. We are also happy to walk you through any of our banking technology products. Our goal is to make these tools easy and useful for you!

Mobile FAQ's

I worry about safety, what if someone takes my smart phone? 

Forgetful with leaving your device around? No worries – with our built in safety time out feature, your phone will automatically log you out of the app to keep your information safe.

I already have a DBT & CBT Mobile Banking App, how do I know if it’s current? 

Many smartphones will update automatically. To check for updates, go to Google Play/My Apps or the Apple App Store/Updates, and check the DBT & CBT app for updates. If you are still unsure, stop by your local service provider’s store, or the bank for assistance.

Is it secure? 

Yes, the mobile banking service utilizes best practices from online banking, such as HTTPS, 128- bit SSL encryption, PIN, or password access and application time-out when your phone is not in use. Only the phones that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your phone. In the event your phone is lost or stolen, the service can be immediately disabled by either going online to the mobile banking enrollment website or calling us at 800.357.1946 (press 0) or 563.387.5230.

Do I need to re-enroll into mobile banking after I purchase a new phone? 

Yes. You must re-enroll into mobile banking after you purchase a new phone. Simply download the app and enter your Online Banking user ID and password, and follow the in app instructions.

Are there daily limits for Mobile Check Deposit? 

Yes, there are daily dollar limits. Please contact the bank with any questions on your limit.

Is there a specific way to endorse checks deposited through Mobile Check Deposit? 

Yes. All checks should be endorsed with your signature, and the phrase “Mobile Deposit Only”.

How can I quickly check my account balance on my smartphone? 

The Pre-View option (available for smartphone apps) lets you check your account balances without logging in to the secured app. Simply log in to your app and go to settings. Once you turn Pre-View on, you can select the Pre-View button from the log in screen, and view all your current account balances. Please note – no account transactional activity will be viewable through the Pre-View screen. It will only display balances.

Click here for a full list of mobile FAQ’s

Depending on your mobile device service plan, you may incur charges for text or data usage from your mobile carrier.