Making the Switch Couldn't Be Easier

Changing banks doesn’t have to be stressful. When you switch your accounts to Decorah Bank & Trust, we’ll help make your transition as smooth and easy as possible.

Many of your checking accounts’ automatic payments can be changed with a quick phone call. Our personal bankers can make these calls with you right from their office and if a company requires a signed form we can send it to them for you. Most of your automatic payments can be changed before you leave the bank! To make this process easier, we recommend you bring a list of the companies you have automatic payments set up with or bring along past bank statements so we can see all the companies we need to contact.

Congratulations! You have opened your new checking account, now all that’s left to do is:

  1. Stop using your old checking account.
  2. Keep the old account open until all your checks have cleared and your automatic deposits and payments have been switched to your new account.
  3. Print any records from Online Banking that you may need in the future if you do not have copies of your bank statements.
  4. Contact your prior financial institution to close your old account once you are sure that all your automatic payments and deposits have been switched to your new account. Request the remaining balance be sent to you

If you have questions or would like to speak with a customer service representative, contact us today!