It’s not news that cybercriminals are increasingly targeting small businesses to transfer funds from accounts and steal private information, a fraud referred to as “corporate account takeover.” Alas, criminals will try to spoof emails, use malicious software and online social networks to obtain login credentials to businesses’ accounts, which they then attempt to make illicit […]
Latest "Financial Education" Posts
You’ve probably never experienced stepping in quick sand – but you can about imagine the drag it would have on you physically and emotionally. Our latest Chat with the Experts™ expert has great insight on releasing emotional misery. Les McKeown will tell you how to identify which pattern you’re in AND how to get unstuck […]
Decorah Bank is urging its readers to educate themselves on the Dos and Don’ts of Credit: DO read fine print on credit applications. The application is a contract, so read it carefully before signing. DO be wary of anyone who claims they can “fix” your credit report. DO pay at least the minimum due and contact your creditor if you […]
New! Audio Series for Success! Your success depends on much more than dollars and cents. That’s why we’re extending a Chat with the Experts™ audio series just for you. Listen to what top experts in America have to say about topics that will help you grow. The best part? This series is available to you […]
If you are thinking about purchasing your first home – you might be interested to learn about a grant totaling $15,000 that was recently awarded to Decorah Bank & Trust Company by Federal Home Loan Bank (FHLB) of Des Moines. The grant, which is effective March 15, 2012, is part of FHLB Des Moines Rural Homeownership Fund (RHF) that supports homeownership opportunities for families and individuals in rural communities.
As always, you can take steps to protect yourself by reviewing your monthly account statements or by monitoring your account online with internet banking. If you notice anything suspicious, please notify us immediately. If you are not currently using internet banking, and would like to, you can view a demo and sign up at www.decorahbank.com or www.crescobank.com. Remember, internet banking includes free online bill pay, a very convenient and economical way to manage your household bills.
Students at five area high schools are taking part in a new financial literacy education program with support from a web-based, e-learning platform. The platform, powered by EverFi, Inc., employs the latest in new media technologies – adaptive-pathing, 3D gaming, social networking, online animations, video and messaging tools – to bring complex financial concepts to life. Through the EverFi platform, students can increase their financial acumen and earn certification in more than 600 finance-related topics.